The most common mistake is investing without assessing suitability and long-term implications.
Among its 27 recommendations for the Union Budget is this: It has suggested that equity investments held for more than one year and up to three years should be taxed at 12.5 per cent on gains exceeding 2 lakh in a financial year.
Inflow in equity mutual funds dipped 3.24 per cent to Rs 24,269 crore in April amid continued market volatility against the backdrop of escalating tensions between India and Pakistan following the Pahalgam terrorist attack. This was the fourth consecutive month of decline in inflow in equity funds.
NPS Vatsalya offers a disciplined investment avenue that parents can use to create intergenerational wealth by contributing even small sums.
Restoring weighted tax deductions and adopting a petty patents regime can foster firm-level innovative activity critical for competitiveness, points out Nagesh Kumar.
The net inflow into equity mutual funds surged 24 per cent to Rs 23,587 crore in June, reversing the declining trend of the last five months, driven by strong equity market performance across segments, data released by the Association of Mutual Funds in India (AMFI) showed on Wednesday. Also, the latest fund infusion by investors marks the 52nd consecutive month of net inflows into the segment.
Since November 2022, sectoral, midcap, and smallcap funds have collectively added nearly 39 million folios, which is 65 per cent of the total additions to equity funds over the past two years.
A neutral monetary policy stance, heavy government borrowing, and issuers adjusting to a higher-for-longer yield environment have set the stage for a largely stable corporate bond market in 2026.
For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors.
Investors and startup executives are calling for extending the period for an entity to be recognised as a startup from 10 to 15 years for deep-tech companies.
Investmentyogi simplifies equity linked savings schemes for Get Ahead readers and discusses the pros and cons.
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
For someone looking at equities, you have to deal with downsides as much as with upsides. Be it ELSS (equity-linked saving schemes) or diversified equity mutual funds, both are higher risk instruments.
AI isn't a magic wand. It works best when combined with good systems, informed investors, and skilled advisors, says Amit Suri.
Asset-weighted returns of large cap funds lagged their benchmark by 273 basis points, ELSS funds by 318 bps and mid- and small-cap funds by 230 bps.
Tax-saving equity-linked savings schemes saw month-on-month rise in inflows at Rs 1,166 crores.
HSBC Tax Saver Equity Fund too offers deduction under Sec. 80C
Even if interest rates go down, they may continue to offer better returns than fixed deposits.
One investment that must be on the top of your list -- if you are a high-risk investor -- is the tax-saving fund.
The three year lock-in period enables ELSS fund managers to invest in high conviction stocks for a long period of time because of relatively less redemption pressure, says Dwaipayan Bose
For the purpose of our discussion, we have chosen schemes which offer tax benefits at the time of making investment under Section 80C, i.e. Public Provident Fund & National Savings Certificate.
Here's all you must know about equity linked saving schemes and how they can help you save taxes as well as optimise returns.
Last year ended on a positive note in terms of investment in the domestic equity mutual funds; thanks to a rise in the equity markets during the month of December.
'Having a separate healthcare corpus is extremely important even for those already covered by health insurance.'
It's time to start planning your tax investments. Here are some new tax saving funds funds that have hit the market.
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
ELSS, or tax savings funds, are diversified equity funds that offer a benefit under Section 80C. Here's how to make sure you invest smartly.
The top five recommended ELSS based on Fundsupermart.com's in-house research methodology.
When you conduct a tax-planning exercise, ensure that you look beyond just the returns while selecting a tax-saving fund.
It is a close-ended plan for a period of three years from the date of allotment of units, and will be converted into an open-ended one at the end of this tenure
ELSS is a great instrument for tax planning which also ensures good returns. But investment should be carefully planned.
Soon after the finance ministry cleared the haze on tax treatment of equity linked savings scheme, fund managers are lining up such policies to tap investors eager to participate in the stock market boom and simultaneously save tax. \n
Correcting markets makes this a great time to buy an ELSS. Here are 7 schemes across the risk spectrum.
This is what taxpayers must know about mutual fund equity-linked saving schemes
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